The Company
Navaho has designed a suite of credit card free payment methods, namely; 900Pay, PowerChecks and Teledebit. All of these services enable merchants to increase their client acquisition rates by offering their customers a wider variety of payment options for online registrations. Importantly, a large percentage of online sales are unrealized due to sales abandonment, reluctance to use credit cards and the lack of available credit.

The services are specifically designed to overcome these barriers to entry while simultaneously improving the overall security of online transactions through proprietary validation technology.

900Pay

900 Pay is a patent pending Navaho service that allows home shoppers to purchase content from the Internet and have the cost of the purchase billed to their phone bill. It is the industries only fully automated online telephone billing transaction system. 900 Pay is private, anonymous and does not require the use of a credit card. The ease of use of this service results in a significant sales increase for merchants providing the compelling reason for the merchants adopting the service. Navaho's 900 Pay is offered as an alternative to credit card allowing the home shopper a choice of online payment options.

To purchase online, home shoppers simply click on a button located on the merchant's website. The home user is not required to register for the service. There is no additional hardware or software required. All that is required is an Internet connection and a home telephone. After having clicked on the 900 Pay button, a patented process takes place that bills the cost of the purchase to the home shoppers phone bill and notifies both the merchant and the home shopper that a purchase has taken place.